BUSINESS CONTINUITY DISCLOSURE
Highland Financial maintains a Business Continuity Plan in the event of business
disruptions either at the business location or due to some regional disruption.
We have made arrangements with all of our mutual fund companies to continue
servicing our accounts. We maintain off-site locations for our records and have
an alternative place from which to operate. We plan to continue in business and
will keep our recovery time to a minimum. This plan is subject to modification
based on circumstances over time.
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